Ako usporit

AKO USPORI? - ZATIAL LEN V ANGLI?TINE   Shopping generally   For your rights and cases you want to ask for a refund or return the goods see NSW Office of Fair Trading http://www.fairtrading.nsw.gov.au/shopping.html   AND very important ? See list of scams on the above mentioned website You can find there detailed information about ?Advance fee scams? like ill famous Nigerian scams. Then ?Employment opportunities ?scam by Global Cash etc? ?Internet offers? , ?Introduction agencies?, ?Lottery scams? ? plenty of those, ?Pyramid schemes? like those of  David Rhodes of Perth etc.    Buying a car   USED CAR Before buying a car privately see http://www.fairtrading.nsw.gov.au/shopping/scams/buyingcars.html Read The car buyers handbook NRMA guide to buying a used car - http://www.mynrma.com.au/cps/rde/xchg/mynrma/hs.xsl/nrma_vehicle_inspections.htm?cpssessionid=SID-3F5768EC-3B07DED2 Ans see used cars safety ratings at the same site.   NEW CAR  NRMA guide to buying a new car - http://www.mynrma.com.au/cps/rde/xchg/mynrma/hs.xsl/buying_a_car.htm?cpssessionid=SID-3F5768EC-3B07DED2 See a car reviews for all the types you are considering. Print them and take them to car dealer.   Groceries Supermarkets such as Bi-Lo http://www.bilo.com.au/ , Franklins http://www.franklins.com.au/  and Aldi http://www.aldi.com.au/  are discount retailers. Especially Aldi prices are amazingly lower than other supermarkets. Just with few clicks you can find out all about their business hours, products, locations (near to you). Savings can also be made by buying  groceries when they are on special and by buying  in bulk.     Furniture  The Trading Post http://www.tradingpost.com.au/default.aspx - one of the best options for buying any household item. Garage sales - can be time consuming, but?cheap. Second hand shops Ikea eBay -  http://pages.ebay.com.au/buy/guides/furniture-buying-guide/?ssPageName=BUYGD:CAT:3197:SEARCH:1 and ? if you are really desperate try St Vincent  http://www.vinnies.org.au/findlocation.cfm   Clothes: Markets, recycled clothing shops, discount warehouses. We will update you shortly with the best locations for each mayor city.  By then try BigW http://www.bigw.com.au/ and K Mart http://www.bigw.com.au/  and possibly Target http://www.target.com.au/html/homepage/home.htm in your area.     Telephone: International phone cards can be many times cheaper than normal costs of the phone call. Install Skype http://www.skype.com/  on your PC. It?s free to download and free to call other people on Skype ? and also much cheaper than normal costs of the phone call if you call to home phone wordwide to people,they don?t have Skype installed. For mobile check ? PhoneChoice or   Mobility magazine      Water: Be aware that there are some water restriction in Au and to water the garden can be prohibited sometimes under the penalty. Ensure that there are no dripping taps or leaking pipes. Cost of 1000 l in Sydney is cca $ 1.26-1.4.   Shower 8 min - 120 litres, with Water Saver Shower Rose ? 68 l. Toilet single flush -12 litres, Dual Flush 6/3 l. Twin Tub Sink -  40 litres per wash Front Loading Washing Machine 80 litres per wash Top Loading  Washing Machine 170 litres per wash Dishwasher ? 20-50 l pre load Cooking, Cleaning & Drinking ? usually 150 litres per day Bath 50-150 litres per one bath Garden Sprinkler / Hose   10-20 litres / min. - 1000 litres per hour Drip System -    4 litres per hour W. the car with a hose   10-20 litres / min 100-300 litres in total Swimming pool ? usually up to 55,000 litres   Not much??? Check this!   Washing dishes by hand 7x per week - 7,280 l  - for each addition wash add 1,040 l per year Dishwashers - 7x per week 6,552 l - for each addition wash add 936 l per year Front loader - 1x per week - 5,460 l  per year  7x per week 38,220 l per year Top loader - 1x per week -10,192 l  per year , 7x per week 71,344 l per year Baths - 1x per week 1/2 full - 5,200 l  per year Full - 10,400 l  per year - 7x per week - 36,400 half full and 72,800 l  per year Shower - 4 minutes - 7x per week - 20,384 l per year,  28 shower per week /4 people in h./  81,536 l per year - But with efficient showerhead ? last number can be only - 52,416 l per year Shower - 10 minutes - 7x per week 50,960 l per year, 28 shower per week /4 people in h./   203,840 l per year ? But with efficient showerhead ? last number can be only - 131,040 l per year   Single flush toilet - 11L =  20,075 l  per one person per year New Dual type flush toilet 6/3L  = 6,570 l per one person per year      Medicine and prescription   Each time you get a prescription filled, show the pharmacist your current: Medicare card or  concession card from Centrelink /or your Department of Veterans? Affairs health card  or  PBS Safety Net entitlement card If you it is an emergency and you forgot  your Medicare card ask the pharmacist for an official PBS refund receipt not just a regular docket . You may be able to get some money back from Medicare office.   If you or your family need a lot of medicine try PBS Safety. Once you or your family reach a Safety Net threshold, you can apply for a PBS Safety Net card - your PBS medicine will be less expensive (or free) for the rest of the calendar year. To apply for your PBS Safety Net card talk to your pharmacist. PBS Safety Net thresholds as at 1 January 2007: General patients  - $1059.00 Concession card holders -  $274.40 For more information see Medicare website http://www.medicareaustralia.gov.au/yourhealth/index.shtml   Students on low incomes may be eligible for a Health Care Card (HCC) through Centrelink   Discount medicine:   Alphapharm medicines http://www.alphapharm.com.au/page.php?id=2421 - Better Life Pharmacy http://www.betterlifepharmacy.com/ Discount Drug Stores http://www.discountdrugstores.com.au/ Discount Pharmacy http://www.discountpharmacy.com.au/ Discount Chemist  http://www.chemistdirect.com.au/ ePharmacy http://www.epharmacy.com.au/online_prescriptions/online_chemist.htm Pharmeasy -  http://www.pharmeasy.com.au/stpg/faq.htm Pharmacy Direct Web Site http://www.pharmacydirect.com.au/PD_PharmacistAdvice&Prescriptions.asp   Disaster:   In case of disaster (flood, droughts, storm, bushfire and other incidents) for provision of food, accommodation, clothing, advice, guidance and financial and personal support contact disaster recovery: http://www.community.nsw.gov.au/html/disaster/disaster.htm in NSW     Students If you are Australian citizen there ways students can get discount on many things.   1. Student discounts on Computer Software & Hardware. On hardware ? university and TAFE have many times deal with big computer companies. Check it out. On software you can save 70-90% of the original price.   2. Education Software http://educationsoftware.com.au/ Student Discount http://www.studentdiscounts.com.au/?gclid=CJjjr42EsooCFQojggod1FOZvw Monash University Student software http://www.its.monash.edu.au/students/software/ University of Sydney Student software   http://itassist.usyd.edu.au/student/services/software/index.shtml   3.International Travel Card (ISIC). - http://www.statravel.com.au/cps/rde/xchg/au_division_web_live/hs.xsl/discount_cards.htm   Good advice about everything regarding live of a student in Sydney ? see Sydney UNI Blog Sydney Life Cheap youth hostels around Australia: http://www.nomadsworld.com/productlist.asp?backpack=australia+hostels YHA Australia (Youth Hostels)     Renting  Your rights and responsibilities as a tenants or landlord. The best information you can get from - NSW Office of Fair Trading See Tenants section for beginning and moving out facts and also sharing and sub-letting, damages, bonds and solving problems issues.   Housing problems ( only for permanent residents) ? see NSW department of Housing http://www.housing.nsw.gov.au/     Entertainment Buy Entertainment Book  http://www.entertainmentbook.com.au/   - This is a guide that provides special 25 to 50% off and 2-for-1 offers from many of the best restaurants, hotels and attractions throughout Australia & New Zealand.      Eating Out: Even in the mayor cities you can still find some interesting places to dine without it being too expensive. Find your restaurant: http://www.menulog.com.au/?gclid=CPv5m_eQ7IoCFRs_ggodIBnsqA     Theatre, concerts and movies: http://www.halftixmelbourne.com/ - Halftix in Melbourne http://premier.ticketek.com.au/ Ticketek ? Australia wide http://www.ticketmaster.com.au/ Ticket Master http://www.moshtix.com.au Moshtix     Public transport  See public transport guides   Rail info  - CityRail   NSW  - Public Transport information Infoline 131500.com.au Newcastle Buses Sydney Buses Sydney Ferries Liverpool-Parramatta T-Way   Victoria - Public Transport information Metlink Melbourne Melbourne public transport Viclink regional transport information TravelSMART Victoria government information Linking Victoria Victoria government information Melbourne Train - Connex Melbourne Melbourne Trams -Yarra Trams Meltrip unofficial site Victoria Rail Services -  V/Line rail/coach services Melbourne-Shepparton - Hoy's Roadlines Melbourne-Geelong-Warrnambool  - West Coast Railway Melbourne Buses - Airport Shuttle Xpress, Skybus Australian Capital Territory - Public Transport information ACTION ? Info Lever Coachlines, Queanbeyan Transborder Express Canberra - Yass, Goulburn , Thredbo South Australia - Public Transport information Adelaide http://www.adelaidemetro.com.au/ticketing/save.html Office of Public Transport South Australian government information Train & Tram - TransAdelaide Buses - Serco, Southlink, Torrens Transit ,Transitplus Queensland - Public Transport information TransLink ? Info Queensland Transport - Public Transport Information - government information Brisbane City Council - Bus & Ferry Information Rail - Airtrain  Queensland Rail , Queensland Rail , Traveltrain Brisbane Buses - Brisbane Bus Lines , Caboolture Bus Lines , Connex Brisbane , Hornibrook Buslines , Kangaroo Bus Lines , Park Ridge Transit , Southern Cross Transit , Westside Bus Co. Western Australia - Public Transport information Transperth Perth  - train, bus and ferry Public Transport Authority Perth Buses - PATH Transit, Southern Coast Transit, Swan Transit Rail - Australian Railroad Group,  New MetroRail, Pemberton Tramway Company, TransWA Tasmania - Public Transport information Tasmanian Government - Transport   Buses - Hobart Coaches , Merseylink, Devonport , Metro Tasmania Northern Territory - Public Transport information Darwin - Darwinbus Alice Springs - ASBus   Buying Property: The NSW Office of Fair Trading has a superb description of the process of buying property and legals and conveyancing and cooling off period. Definitely see their website before you decide to buy.     Websites  Save money on groceries, gifts, cleaning, holidays, cars and phone bills:  Simple savings     Cheapskates Club   Get the price - Shop Smart in Australia  http://www.getprice.com.au/ Compare prices in AU. Choice Magazine   RealHolidayReports.com  - Holiday Reports and Hotel Reviews - holiday information from real holidaymakers who have actually visited and experienced the accommodation and resorts.   Discount websites - http://www.dealsdirect.com.au/ Useful internet links to various retailers: ALDI - grocery retailer - great value products ? discounts BIG W - Discount Department  Store Bi-Lo Coles Online David Jones - Department  Store Franklins Freedom furniture Myer - Department  Store Woolworths delivery